Since 1978, Spectrum Life Insurance Company, a credit insurance specialist and reinsurance company, has partnered with financial institutions, automobile dealers, insurance agencies and other organizations. We reinsure through and offer credit insurance products developed by American National Insurance Company of Texas. American National is A- rated by both Standard & Poors and A.M. Best and is a respected name in credit life insurance. Credit insurance and other products are offered through our affiliated agency, Spectrum Financial Services, Inc.
Our mission is to help our clients provide the highest quality insurance services and products to their customers, while gaining maximum profitability from their credit insurance program. We also make sure your institution is compliant with all state and federal regulations. With Spectrum Life Insurance Company, you will protect your credit transaction portfolio from losses due to mortality or unemployment due to illness or injury.