Spectrum Financial
Lending & Life Insurance Services

-FAST, Simple process!
-Pre-Approval in minutes

-Multiple Programs:
--Lines of Credit
--Working Capital
--Real Estate
--Equipment Financing
--SBA Programs
--Term Loans
--Personal Lending ProgramsAll Programs Feature:
-No prepayment penalties
-No hard pull for pre-qual
-Real people, straight answers
-24–72h approval
-$25K–$5M available
- All 50 states funded

• Apply!

Life Insurance Made Simple!

Life Insurance should not be confusing! Our partnership with Ethos makes getting your coverage simple & FAST.
Click below to get a quick, comprehensive, no obligation quote from the multiple options provided.
-Ethos Offers:
--High (95%+) approval Rate
--Limited, and in many cases no Underwriting
--Very Competitive RatesIf you find that none of the Ethos products meet your coverage needs, contact us, we have additional carriers, products and options to offer.

• APPLY!

RESIDENTIAL PROJECT FINANCING

Historically, financing home improvement projects has been difficult due to un-reasonable underwriting requirements and excessive finance charges and fees.Our program has a low cost of entry and covers many different types of projects!Covered projects include:
-Roofing
-A/C & Heating system
-Kitchen Remodel
-Bathroom Remodel
-Room Additions
-Plumbing
-Replacement Doors / Windows
-And many moreTerms:
-640+ credit score
-2 weeks paystubs (W-2 employee)
-Self Employed: 2 years Taxes
-Must be homeowner (no renters)
-8-10% interest on autopay ACH
-Up to $50,000.00
-Debt to income Ratio at 42% or less

• APPLY!